Your credit report not only determines if you will be given credit, it also determines the cost of that credit. This collection of articles is to help you gain a clearer understanding of how credit reports work as well as insights as to what you can do to make your credit report yield the best impression.
Credit Reports - Exposing the Mystery -
An overview of credit reporting and how credit scores are generated.
Credit Responsibilities -
Follow these 10 Lessons, and your credit report will take care of itself.
Credit Inquiries -
In the past most consumers didn't pay attention to inquires on their reports. Now, many consumers have gotten paranoid about inquiries. This article is meant to clarify how inquires impact your credit.
How to Improve Your Credit Score -
A list of simple things you can do to increase your score or maintain its high level.
Mortgage Fraud -
The volume of mortgage fraud activity picked just before the market correction of 2008. Laws and regulations have been implemented to help prevent this. Criminals will always be looking for ways to circumvent the rules. Staying aware of the types of fraud the FBI has identified is a best practice for everyone.
Credit Repair Companies -
If for whatever reason, you feel the need hire a company to work on your credit report this is a must read to know your rights before entering into a contract.